Terms & Conditions


• Opening & minimum balance Rs. 1000/- (with cheque book)
  

  Rs. 500/- (without cheque book)

  
  
  
• Charges as per bank’s rule for not maintaining monthly minimum balance.
  
  
• Maximum No. of withdrawals – 50 per calendar half year.
  
  
• While depositing Rs. 50,000/- or above in aggregate in one day, PAN No./Form 60 per transaction is necessary.
  
  
• Documents required :

  •	Two passport size photograph.
  •	Proof of Identification & Address.
  •	An introduction as per Bank’s Norms.
  •	PAN Card/ Form 60.

*** for further details, please contact our branch nearer to you.

No Frills (Saving Bank Account)



• Any eligible person can open an account.
  
  
• Simplified know your customer norms to be complied.
  
  
• Opening & minimum balance of Rs. 100/- only.
  
  
• Facility of nomination.
  
  
• Interest @ 3.5 % p.a. applied twice in a year in January & July.
  
  
• Upto 30 transactions are allowed during each half year..
  
  
• One single transaction not to exceed Rs. 5,000/- .
  
  
• Charges as per bank’s rules for not maintaining monthly minimum balance.
  
  
• Withdrawals by withdrawal slips only i.e., no cheque book facility.