Our Bank is managed by a team of directors which include retired Bankers, Advocate, Chartered Accountants and eminent persons from business world.
- In the team of 12 Directors, two Directors are Women.
- The day to day working of the Bank is managed by Chief Executive Officer, supported by a team of Executives.
- Ours is a “A” class Co-operatives Bank of Delhi.
- We are also declaring dividend to our members continuously since long time.
- Bank’s AGM has approved dividend @ of 11% to our members for the financial year 2023-24.
- Capital Adequacy Ratio (CRAR) of our Bank stood at 24.44% as on 31.03.2024 as against the required norms of 12 % stipulated by RBI.
- As per Reserve Bank of India norms bank is maintaining CRR (Cash Reserve Ratio) in the form of cash and bank balance in the current account maintained with specified banks at the rate of 4.50% of NDTL. To meet the SLR (Statutory Liquidity Ratio) requirement i.e. 18% of NDTL (Net Demand & Time Liability)bank is investing in Govt. Securities.
- Our CD (Credit Deposit) Ratio is 55.92%.
- Our Gross NPA section change to this: our Gross NPA & Net NPA as of 31.3.2024 are 1.03% & -0.91%, respectively, of total loans and advances.
- Our Annual General Meetings and Election of Board of Directors are held regularly as per Co-operative Act, Rules.
- All the branches are working under Core Banking Solution(CBS).
- All the branches are fully Air Conditioned.
- Besides other banking facilities we are providing facility of RTGS/NEFT, UPI & IMPS online payment of Direct & Indirect Taxes, Online view/printout of account statement.