• Our Bank is managed by a team of directors which include I.T. professional, Advocate, Chartered Accountants and eminent persons from business world.
• In the team of 12 Directors, four Directors are Women.
• The day to day working of the Bank is managed by Chief Executive Officer, supported by a team of Executives.
• Ours is a “A” class Co-operatives Bank of Delhi.
• We are also declaring dividend to our members continuously since last 20 years.
• Bank’s AGM has approved dividend @ of 13% to our members for the financial year 2012-13.
• Capital Adequacy Ratio (CRAR) of our Bank stood at 28.84% as on 31.03.2013 as against the required norms of 9 % stipulated by RBI.
• As per Reserve Bank of India norms bank is maintaining CRR (Cash Reserve Ratio) in the form of cash and bank balance in the current account maintained with specified banks at the rate of 3% of NDTL. To meet the SLR (Statutory Liquidity Ratio) requirement i.e. 25% of NDTL (Net Demand & Time Liability)bank is investing in Govt. Securities.
• Our CD (Credit Deposit) Ratio is 59.21%.
• Our Gross NPA & Net NPA as on 31.3.2013 is 1.04 % & 0.00% respectively of total loans and advances.
• Our Annual General Meetings & election of Board of Directors are held regularly as per Co-operative Act & Rules.
• All the branches are working under Core Banking Solution(CBS).
• All the branches are fully Air Conditioned.
• Besides other banking facilities we are providing facility of RTGS/NEFT, online payment of Direct & Indirect Taxes, Online view/printout of account statement & SMS alerts to our customers.